If you’re planning to buy a new home, you will need a preapproval. While they’re not mandatory, a preapproval is an assessment done by the lender to see what types of home loans you qualify for. There are different types of residential properties such as single-family homes, multiplexes, condos, and townhouses. Most mortgage preapprovals are … Continued

If you’re looking for a home, you may have heard the terms rate hold vs rate locks. While rate holds and rate locks are very similar, there are a couple of minor differences between the two. Rate Hold: A mortgage rate hold is essentially a guarantee by the financial institute that they will hold a … Continued

A mortgage preapproval in Alberta makes it easier to buy a house within your budget and secure a loan from a financial institute. They’re fairly easy to get and are free. If you’re a new homebuyer, this step-by-step guide will help you secure a preapproval loan in Alberta. Step 1: Contact Your Financial Institute Before … Continued

In the ever-evolving landscape of real estate, buying a new home in presales has emerged as a compelling option for savvy homebuyers. This forward-thinking approach offers a plethora of advantages, from financial benefits to customization opportunities. Let’s delve into the myriad benefits of embracing presales and how they can unlock the door to your dream … Continued

Calgary’s real estate projections are expected to see modest growth in 2024, as the city remains one of the most attractive places in Canada to live. The average price for a single-family home is expected to increase by 12.5 per cent from $640,000 to $720,000. With housing prices expected to continue to climb over the … Continued

After a shaky 2023 housing market that was plagued with higher interest rates, economic recovery, housing shortages, and real estate prices that were still higher than market norms, 2024 is looking a little brighter for homebuyers and sellers. In January, the Bank of Canada’s interest rate for housing markets held at 5 per cent. While … Continued

Most homebuyers don’t have enough money saved to pay for a house in full, so when they want to purchase a home, they need to take out a mortgage from a lending institution. Before a bank agrees to the loan, they need to know that their interests are protected, meaning their money. To find out … Continued

In the realm of culinary exploration, the concept of spice kitchens has taken the forefront, urging homeowners and culinary enthusiasts to consider a flavorful investment. Beyond the traditional salt-and-pepper routine, a spice kitchen is a versatile asset that promises to transform not only you’re cooking but also your overall culinary experience. In this blog, we … Continued

When it comes to purchasing a multi-family style home, there are typically two choices, condo fees or no condo fees. But what are the advantages/disadvantages to each, and which should you choose. What typically sets apart whether monthly condo fees are charged or not is determined by how the home will be maintained, and by … Continued

In the heart of every home, where the magic of culinary creation unfolds, lies an opportunity for transformation—the spice kitchen. More than just a collection of aromatic ingredients, a spice kitchen is a gateway to a world of flavors, health benefits, and culinary adventures. In this blog, we delve into the myriad advantages of having … Continued